{"rewrite":{"id":"r_9cd16942db58d8a47a9b1396","clusterId":"c_e379897df93ebd5e70c9c2a4","slug":"riskified-platform-lifts-and-st-payment-approval-rates-by-15","model":"deepseek-v4-flash","headline":"Riskified Platform Lifts and ST Payment Approval Rates by 15%","summary":"Riskified Japan announced its AI-powered risk intelligence platform has been introduced to the web store and ST, operated by and ST Co., Ltd. Within about eight months, payment approval rates improved by up to 15%, the fraud chargeback rate dropped to roughly 0.0005%, and manual visual review operations were eliminated, reducing workload by about 10 hours per week.","whyItMatters":"The result shows a merchant can bypass 3-D Secure authentication for low-risk transactions entirely, which suggests the trade-off between fraud prevention and checkout convenience is not fixed.","webCardHtml":"\u003cp\u003eand ST, the digital hub for brands including GLOBAL WORK, niko and..., and LAKOLE, introduced Riskified\u0026#39;s AI solution with an EMV 3-D Secure Pattern 1 operation. The setup lets low-risk purchases skip 3DS authentication while high-risk ones face added checks, protecting the full customer journey from account creation to payment around the clock.\u003c/p\u003e\u003cp\u003eBy January 2026, roughly eight months in, approval rates rose up to 15% and the fraud chargeback rate fell to about 0.0005%. The in-house team stopped manual visual checks of suspicious orders, saving about 10 hours per week. and ST EC Manager Yumiko Honda said the change reduced checkout hassle while keeping fraud prevention strong.\u003c/p\u003e","blueskyPost":"Riskified's system cut manual review to zero, a change that shifts fraud operations from human judgment to algorithmic trust. For and ST, the approval rate gain matters less than the removed labor.","twitterPost":"Riskified's system eliminated manual review for and ST, trading human judgment for algorithmic trust. The approval rate gain is the result, not the shift.","threadsPost":"Riskified's platform didn't just raise and ST's approval rate by 15%. It removed manual visual review entirely, cutting about 10 hours of weekly work. The trade-off is quiet: fraud screening now runs on algorithmic trust with no human in the loop.","newsletterBlurb":"Riskified Japan said its AI platform at the and ST web store improved payment approval rates by up to 15% and cut the fraud chargeback rate to about 0.0005%. The merchant also eliminated manual visual review, saving around 10 hours per week.","attributionJson":"[{\"source\":\"ASCII.jp\",\"url\":\"https://ascii.jp/elem/000/004/428/4428711/?rss\",\"title\":\"Riskified Improves Payment Approval Rates for Fashion Platform \\\"and ST\\\" by up to 15%, Contributing to Significant Reduction in Fraud\"}]","lintFlagsJson":null,"lintHits":0,"costUsd":0,"inputTokens":4588,"outputTokens":545,"status":"published","repairAttempts":0,"nextRepairAt":null,"factsAttemptedAt":1787939876,"createdAt":"2026-08-28T17:51:50.000Z","publishedAt":"2026-08-28T17:56:44.000Z","updatedAt":"2026-08-28T17:51:50.000Z"},"cluster":{"id":"c_e379897df93ebd5e70c9c2a4","canonicalTitle":"Riskified、ファッションプラットフォーム「and ST」の決済承認率を最大15%向上、不正利用の大幅削減に貢献","representativeArticleId":"a_b468ef746070ee3e40107b2c","sourceCount":1,"writtenSourceCount":1,"writeAttempts":0,"isSolo":true,"entitiesJson":"{\"anime_titles\":[],\"manga_titles\":[],\"work_titles\":[],\"studios\":[],\"people\":[],\"type\":\"business\",\"domain\":\"industry\",\"is_roundup\":false}","contentType":"news","status":"published","firstSeenAt":"2026-08-24T00:00:00.000Z","lastSeenAt":"2026-08-24T00:00:00.000Z","updatedAt":"2026-08-28T17:56:45.000Z"},"attribution":[{"source":"ASCII.jp","url":"https://ascii.jp/elem/000/004/428/4428711/?rss","title":"Riskified、ファッションプラットフォーム「and ST」の決済承認率を最大15%向上、不正利用の大幅削減に貢献"}],"entities":{"anime_titles":[],"manga_titles":[],"work_titles":[],"studios":[],"people":[],"type":"business","domain":"industry","is_roundup":false},"keyFacts":null}